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Wondering what kind of insurance do you Need?
Choosing the right insurance policy matters!
The insurance you buy should take care of your family and let you live free from worries.
INSURANCES
Life Insurance: Plans & Policies in India
What is Life Insurance?
Life is full of uncertainties, but you need to devise ways to manage the risks arising out of these issues. A life insurance policy is one such means of providing financial security to the family in case of any eventuality like the sudden demise of the breadwinner. To get the benefit when needed, you should know and understand life insurance plans & policies in India.
A life insurance policy helps in meeting three goals in life. Let us look at them:
- Protection: A life insurance policy provides financial security to the family on the untimely demise of the insured.
- Investment: Along with protection, life insurance also helps in investment so that the money can be used for meeting various financial goals.
- Savings: Along with protection, through life insurance, you also get to save money which can be used during retirement or for other financial needs.
3 Major Goals Behind Life Insurance
Protection Goal
To Provide Financial Security to family on untimely demise of the insured
Investment Goal
To Invest money and gain Interest on it
Saving Goal
To save money for old age and other needs and requirements
TYPES OF LIFE INSURANCE POLICY
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Term Life InsuranceTerm Life Insurance
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Whole Life InsuranceWhole Life Insurance
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Endowment PolicyEndowment Policy
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Money Back PolicyMoney Back Policy
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ULIP (Unit Linked Insurance Plan)ULIP (Unit Linked Insurance Plan)
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Children's PolicyChildren's Policy
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Retirement PlansRetirement Plans
Companies Offering Life Insurance Policy In India
Max Life Insurance | DHFL Pramerica Life Insurance | Future Generali India Life Insurance | Exide Life Insurance |
LIC Of India | Aditya Birla Sun Life Insurance | Star Union Dai-Ichi Life Insurance | SBI Life Insurance Co. Ltd. |
Tata AIA Life Insurance | AEGON Life Insurance | Bajaj Allianz Life Insurance | Aviva Life Insurance |
ICICI Prudential Life Insurance | Edelweiss Tokio Life Insurance | IDBI Federal Life Insurance | Kotak Mahindra Life Insurance |
HDFC Life Insurance | Canara HSBC OBC Life Insurance | PNB MetLife India Insurance | Sahara India Life Insurance |
Bharti AXA Life Insurance | Reliance Nippon Life Insurance | IndiaFirst Life Insurance | Shriram Life Insurance |
HEALTH INSURANCE
What is Health Insurance
Health insurance offers financial protection to meet the expenses incurred due to hospitalisation or treatment of some disease. It is an understanding signed between the insurance company and the policyholder. The company or the insurer agrees to provide the sum insured or the coverage amount to the policyholder (the insured) for meeting the medical expenses. To get this benefit, the insured has to pay a certain amount of money in the form of premium. However, not all kinds of situations and cases are covered by health insurance. These are called exclusions.
TYPES OF HEALTH INSURANCE PLAN
Indemnity Plan
Individual Insurance
Covers Treatment and hospitalization expenses of an individual.
Family Floater Insurance
One Health Insurance covers for all family members
Senior Citizens Insurance
Covers Treatment and Hospitalization of individuals aged 60Yrs or above
Maternity Insurance
Covers Expenses before and after Pregnancy.
Group Medical Insurance
Single Health Insurance for all members of group
Fixed Benefit Plans
Preventive Insurance
Covers Expenses for regular Health Checkups
Critical Illness
Provides Lump Sum amount for treatment of critical illness
Personal Accidents
Gives financial help in case of accidental death or permanent total or partial disability
Hospital Daily Cash Benefit Plan
Gives daily cash benefit on hospitalization
Companies Offering Health Insurance Policy In India
Bajaj Allianz General Insurance | Cholamandalam MS General Insurance | Liberty General Insurance | Raheja QBE General Insurance |
Religare Health Insurance | IFFCO Tokio General Insurance | Kotak Mahindra General Insurance | Max Bupa Health Insurance |
Bharti AXA General Insurance | Cigna TTK Health Insurance | Magma HDI General Insurance | Reliance Health Insurance |
ICICI Lombard General Insurance | Future Generali India Insurance | HDFC ERGO General Insurance | Royal Sundaram General Insurance |
TATA AIG General Insurance | New India Assurance | Oriental Insurance | United India Insurance |
Universal Sompo General Insurance | Aditya Birla Health Insurance | Shri Ram General Insurance | Star Health Insurance |
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FuNDA OF FuNDS recommends the one and only right policy for you. We do not want you confused.
Choosing the Right Product
The simplest way to get the right life cover with the minimum documentation.
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Less Premium High coverage
For insurance value of Rs 1 Crore you would need only 10,000* per year.
You have an easy payment options
You can pay monthly/quarterly and yearly to pay the premium amount.
What Is Motor Insurance ?
Types of Motor Insurance
It makes sense to get protection from the loss incurred by a vehicle owner due to accident or theft of the vehicle. There are three types of motor insurance on the basis of the vehicle that is insured.
Companies Offering Motor Insurance
Some of the general insurance companies providing motor insurance, i.e. Car Insurance and two wheeler insurance policies in India are: